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Your Local Fredericksburg Independent Insurance Agency

G.L. Herndon Insurance Agency specializes in Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Medicare Supplements.

G.L. Herndon Insurance Agency Inc. has been serving the Fredericksburg, Virginia area for over 50 years. We are family owned and operated and take pride in serving our clients as if they are part of our family.

We offer auto/car insurance, home insurance, life insurance, and commercial/business insurance. We welcome the opportunity to review your current insurance policies to insure you are adequately covered in the unfortunate event of a loss. Please feel free to contact us at (800) 782-9548.

Geary L. Herndon
Geary L. Herndon
CEO
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Life Insurance Awareness Month: How Much Coverage Do You Really Need?

Posted: September 7, 2026

Why Life Insurance Awareness Month Matters Every September, the life insurance industry recognizes Life Insurance Awareness Month, an effort to encourage more people to think about whether they have the coverage their families may need. Industry research has repeatedly found that a significant portion of adults either don't have life insurance or believe they don't have enough, often because the topic feels overwhelming, or because...

Disaster Preparedness for Small Businesses: Why a Continuity Plan Matters

Posted: September 4, 2026

National Preparedness Month Is a Reminder for Business Owners, Too Every September, FEMA's National Preparedness Month encourages individuals and organizations to think ahead about how they would respond to emergencies. For small business owners, this is a good opportunity to ask an important question: if a fire, storm, cyber incident, or other unexpected event disrupted your business tomorrow, would you be prepared to keep operating...

Back-to-School Driving: Insurance Tips for Teen and Student Drivers

Posted: September 2, 2026

September means school buses, morning carpool lines, and for many families, a new teen driver on the road. Whether your teenager is driving themselves to high school for the first time or heading off to college with a car in tow, back-to-school season is a good time to make sure your auto insurance keeps pace with your changing driving needs. Here's what to know about...

How ERIE Handles Claims Away from Home

Posted: August 23, 2026

Insurance claims usually aren’t a top priority for travelers heading on a road trip. A specialized team of ERIE claims professionals make certain they remain out of mind. ERIE’s Zone Outside of ERIE Territory (OET) team works to ensure that customers traveling outside ERIE’s territory receive the same seamless, responsive claims service they would if the loss occurred at home. From deer damage to vandalism...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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