Your Local Fredericksburg, Richmond, and Lexington Independent Insurance Agency

G.L. Herndon Insurance Agency specializes in Auto/Car Insurance, Homeowners Insurance, and Business/Commercial Insurance.

G.L. Herndon Insurance Agency Inc. has been serving the Fredericksburg, Virginia area for over 40 years. In November of 2014, we opened an office in Richmond Kentucky. We are family owned and operated and take pride in serving our clients as if they are part of our family.

We offer auto/car insurance, home insurance, life insurance, and commercial/business insurance. We welcome the opportunity to review your current insurance policies to insure you are adequately covered in the unfortunate event of a loss. Please feel free to contact us at (800) 782-9548.
Geary L. Herndon
Geary L. Herndon
CEO
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Does My Homeowners Insurance Cover Internal Damage?

Posted: June 18, 2019

When they think of homeowners insurance, many people have fires, storms, and natural disasters in mind. But what about internal damage, such as water leaks and mold? Are these problems covered? Your policy is likely to cover certain types of internal damage, but not all. Our knowledgeable agency will be happy to review your homeowners insurance policy and ensure you are covered for any eventuality.... Read Article

Yep! Accidents Happen. (Then What?)

Posted: June 17, 2019

You pride yourself on being a good driver. You drive defensively, avoid texting and other distractions, take safety precautions, and keep your car in good shape. Still, accidents can happen. And when they do, you’re faced with the question: What now? For Erie Insurance customers, the best first step is to seek the advice of an expert: your ERIE agent. See also: 6 Reasons You’ll... Read Article

What Happens If I Cancel My Life Insurance Early?

Posted: June 11, 2019

A life insurance policy is a wise investment, but also a financial commitment. Most are effective for 30 years or more. For your policy to remain in effect, you must continue paying your premiums, month after month. If the premium payments are putting a strain on your budget, you may be considering the option of canceling early, although people also cancel for other reasons. Our... Read Article

Garage Sale Tips: How to Find (And Negotiate) Amazing Deals

Posted: June 11, 2019

For some, the start of warm weather means getting ready for yard work, swimming, and vacations. But for bargain hunters, it’s time to scope out neighborhoods and classified ads for this weekend’s treasure hunt. That’s right – it’s garage sale season. As families clear out their homes in the name of spring cleaning, unwanted items undoubtedly find their way for sale. And if one person’s... Read Article

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