Your Local Fredericksburg, Richmond, and Lexington Independent Insurance Agency

G.L. Herndon Insurance Agency specializes in Auto/Car Insurance, Homeowners Insurance, and Business/Commercial Insurance.

G.L. Herndon Insurance Agency Inc. has been serving the Fredericksburg, Virginia area for over 40 years. In November of 2014, we opened an office in Richmond Kentucky. We are family owned and operated and take pride in serving our clients as if they are part of our family.

We offer auto/car insurance, home insurance, life insurance, and commercial/business insurance. We welcome the opportunity to review your current insurance policies to insure you are adequately covered in the unfortunate event of a loss. Please feel free to contact us at (800) 782-9548.

Geary L. Herndon
Geary L. Herndon
CEO
Read what satisfied customers have said about G.L. Herndon Insurance Agency.
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Teresa Stine
It really does pay to have an agent that is truly on your side.
Hardik Patel
Best Insurance Agency in Fredericksburg!
Kalley Petrey
Very efficient & knowledgeable.
KB
Grateful to have a trustworthy personal agent...
CG
...committed to exemplary customer service, GL Herndon is the place.
FR
I switched from Geico and the savings were unbelievable!!
AM
Great service, very informative staff and willing to help.
RC
I would highly recommend GL Herndon for all of your business insurance needs!
Dylan Rose
Five Stars!
Anthony Cima
I had a quote and within ten minutes I had insurance...
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Find Out How Much You Can Save Today

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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Can You Guess The Real Cost of a Fender Bender?

Posted: August 14, 2018

Crunch. Uh-oh… it’s the unmistakable sound of a fender-bender. When a car rear-ends you in a parking lot, there’s a lot that races through your mind… including, “How much is this going to cost?” Unfortunately, with today’s high-tech cars, a minor impact doesn’t always mean minor damage. That bumper may look like just another piece of plastic… but the real price of repairing or replacing... Read Article

4 Brilliant Ways to Keep Kids Occupied on Road Trips

Posted: August 13, 2018

“How much longer?” “Are we there yet?” “I’m bored!" Do these phrases sound familiar? If you’ve gone on a long road trip with your children, you may have heard them before. Those rides to your family’s favorite far-away spot can mean spending several hours – or even days – in the car. They’ll also leave you wondering how to keep your kids occupied and test... Read Article

Could Your Bike Helmet Pass This Test?

Posted: August 10, 2018

The Insurance Institute for Highway Safety estimates that bicycle helmets can reduce the odds of a head injury by 50 percent. But if you’ve shopped for one lately, it can make your head spin. With hundreds of helmets ranging in style, capability and price… how do you choose? A first-of-its-kind research study conducted by the IIHS and Virginia Tech hopes to change that and make... Read Article

To Swerve or Not to Swerve?

Posted: August 8, 2018

When encountering an obstacle in the road, drivers only have a split second to react. In these scenarios, our instincts take over. And whether it’s an animal or a piece of debris, you’ll likely find yourself swerving to avoid it. But is swerving to avoid obstacles really the safest option? The answer may surprise you. On the surface, swerving to avoid harm to your vehicle... Read Article

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