Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Drowsy Driving: Is It Really So Bad?
Posted: April 6, 2022
Drowsy Driving: Is It Really So Bad?Slow reaction times. Drifting from lane to lane. Traveling at inappropriate speeds. No, we’re not talking about drunk driving. We’re actually talking about drowsy driving. While many of us may think it’s perfectly normal ‒ or just a part of life ‒ to get behind the wheel when we feel sleepy, it’s a serious problem on our roadways. Each year, there are thousands of drowsy-driving-related...
5 Types of Cyber Criminals & How to Avoid Them
Posted: April 4, 2022
5 Types of Cyber Criminals & How to Avoid ThemCybercrimes are on the rise in the USA, and business owners need to be alert to the most common ways these criminals operate. The losses incurred by a business after a cyber attack can be staggering, particularly when the personal information of clients has been stolen. There are five general types of cybercriminals, and several techniques to help companies avoid the risk of a data...
5 Spring Home Maintenance Tips
Posted: April 1, 2022
5 Spring Home Maintenance TipsWhen spring arrives, it is time to get ready for the warmer months. These five spring maintenance tips can help you maintain and protect your home. Roof Inspection Your roof has been subjected to harsh winter weather and should be inspected yearly. You can inspect the roof yourself, but it is not recommended. It is advised that you contact a professional roofing company to inspect...
How to Use a Fixed Annuity for Retirement Income
Posted: March 22, 2022
How to Use a Fixed Annuity for Retirement IncomeA fixed annuity works to create income stability during retirement. These insurance contracts are designed to pay the owner a guaranteed interest rate, rather than being subject to changes in the market and interest rates. These insurance policies are purchased with a lump sum, or paid for overtime, with a guarantee from the insurance company that the account will earn an unvarying interest rate. The...
Commercial Umbrella Insurance 101
Posted: March 19, 2022
Commercial Umbrella Insurance 101Business owners put general liability insurance in place to protect against the excessive financial costs of defending claims and lawsuits. Umbrella insurance is designed to provide coverage above the limits of business liability insurance policies. This insurance takes over when your liability insurance limits have been reached. Businesses, no matter how carefully they manage their operations, can be named in several types of lawsuits. A...